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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
Four Ways to Create a Better Work Environment and Increase Job Productivity What kind of environment do you think creates the most potential for job productivity ? one in which everything is very regimented and the workers perform their work because they are afraid of ?getting in trouble,? or one in which the workers are relaxed and allowed a great deal of freedom and flexibility? It is the great working conundrum ? to get workers to do more, you have to let them work less. Further, you have to create a work environment in which work is not stressful. In fact, creating an environment in which work is even enjoyable and a pleasure gets the best results of all! If you want to get your employees to improve their job productivity and job performance, forget about cracking the whip. Instead, think about how you can make coming to work appealing for them, so they actually want to get things done for you! The first way to create a better work environment and increase job productivity comes down very much to your attitude and the way you treat your employees. Make sure you create an environment in which your workers can come to you and discuss work related problems they are having with you. The feedback you get from them will enable to make sure the office is working as efficiently as possible. Additionally, it will allow you to stay on top of everything that is happening in the office much easier ? instead of employees trying to hide mistakes and problems from you, they will bring them to your attention and work on finding a solution. Above all else, creating a good relationship with your employees will keep the mood in the office positive ? no one likes working for someone who doesn?t appreciate them or casts a black cloud over the office. You?ll get more out of your employees if they are happy when they are at work. The next thing you can do is consider ?fun? options, like a dress down day once a week or a weekly office lunch get together. These kinds of shared activities increase the team building and the morale among the workers in your office. When everyone feels like he or she is a member of a team, they will be more likely to feel responsible to each other and perform better at their daily tasks. The third idea for creating a better office environment is related to the second, but has more to do with the actual office itself. Open plan offices are believed by experts to increase feelings of belonging and team membership among employees. Try to encourage shared workspaces and a healthy exchange of ideas between your employees at all times. Again, when employees feel like they are part of a team working together for a common goal, they will be more likely to make sure they are holding up their end of the bargain. Last but not least, make sure your employees are well rested and as stress free as possible. Allowing flex time hours in your office is a great way to give employees more control over their time; it gives them time to get rest when they need it or take a day off when they need to recharge. Encourage your employees to disconnect from the office when they are not at work instead of being constantly available, even after hours or when they are on vacation. An employee who actually gets some time off will be more productive when they return to the office. Likewise, make sure that the office has a break room that offers a real respite for employees during the day, and encourage employees to make use of it. Allowing your employees to get they breaks they will increase their ability to deliver for you when they return.
Want Free Baby Stuff? Visit Favorite Baby Company Websites Are you, or someone you know, expecting? Impending motherhood is a very exciting, but often stressful transition, and also quite an expensive transition. When it comes to becoming a parent, the expenses can often seem overwhelming. But did you know that there are many freebies aimed specifically at the expecting couple? Here are some ways to find the best free baby stuff. General Tips for Getting the Best Free Baby Stuff If you are already familiar with baby companies or have your own favorite baby products, you will find that you can probably finagle some baby freebies. Your first step is to check the website for your favorite baby products company. Many baby product companies will give you a free sample, or other fine freebies, from your favorites. Sign up for baby products company newsletters. Put your name on their mailing list. This is an easy way to receive coupons, special offers, and yes, freebies, from your favorite baby products manufacturer. Get the Latest and Greatest in Free Baby Products from BabyCenter Do you wish you could find a website dedicated especially to finding the latest and greatest in free baby products? If so, you will definitely want to check out BabyCenter. This website features a library of freebie offers directed especially to the expectant parent. Check under Free Stuff and Great Deals for the best freebies, as well as the best in baby product coupons. One of the best things about the BabyCenter website is that it offers you the ability to search according to age or stage of your pregnancy. There is information and freebies for mothers who just learned they are pregnant to toddler parents or mother of young children. A Great Place to Find Free Baby Stuff If you are looking for a website that offers you some of the greatest and latest freebie deals in the baby department, check out Babiesonline.com. This website offers a whole section dedicated to free baby stuff. Here you will find a compendium of some of the best free baby websites. You will also find a link to free baby product samples. You will also find an offer for free pregnancy wristbands. Other free baby offers include free baby photo prints, free baby coupons and you can even sign up for the latest baby freebie alerts so that you never miss out on another great baby freebie. Looking for More Great Baby Freebies? If you still don't have your fill of great baby freebies, here are some more great places to find the best in baby freebies. The website babytobee.com offers many fine resources for the expectant father, including a collection of baby freebies. This is an also a great website to learn more about baby products and equipment. There are a whole section of free baby products, and you can even register for your own personal baby page. Count Down to Baby Time with Free Baby Web Resources Are you blogging your way to parenthood, or simply keeping a family page where you can relate the latest news of your pregnancy with friends and family members? If so, you will be glad to hear that there are many baby web freebies to be had. Check out the Lilypie baby ticker, a free baby due date countdown clock that you can place prominently on your website. This is a fun and easy way to countdown to the expected due date. You can also find free baby blogs, free baby-themed web design features and web hosting services as well as free baby photo upload services. You can create your own online haven for welcoming your newborn into the world.
Promotions and Freebie Help from Kraft Foods Are you a Kraft junkie? Do you live for the rich, creamy luscious taste of classic Kraft Macaroni and Cheese? If you are a fan of Kraft Foods, did you know that you could get your hands on Kraft freebies? If you are interested in getting free samples, coupons and other promotions from Kraft foods, here is some information on how you can find promotions and freebies from Kraft Foods. Why Kraft Foods is a Good Company to Get to Know Better Kraft Foods is an excellent place to get your start as a freebie hunter. That is because Kraft Foods is known to put a lot of effort to keeping their brand names in the public eye. Kraft Foods also has many devotees that really follow the brand, and the company makes an effort to connect and stay connected to its consumers. If you are a Kraft Foods fan, you will find that they are a very accessible company when it comes to finding free offers and receiving free services and food product samples. Here are some tips on how you can find Kraft Food promotions and freebies. How You Too Can Get Kraft Food Promotional Freebies If you are interested in accessing free Kraft Foods freebies, here are some ways that you can get your hands on some free Kraft goodies. First, get to know the official Kraft Foods website. The official Kraft Foods website keeps its own promotions page. The promotions page is where you can find the details on the latest free offers, sweepstakes contests, promotions and offers. If you live in Canada, make sure that you consult the Canadian version of the Kraft Foods promotions webpage. For those of you in the United States military, check out the special Kraft Foods Military website for the latest special offers. This promotional Kraft Foods webpage is the best place to find all the latest deals and steals, and of course, freebies. How to Find Other Kraft Foods Promotions Although the Kraft Foods promotions page should be your first stop in finding freebies, not all the promotions available will always be listed on this page. Did you know that you could find many more Kraft Foods promotions simply by subscribing to their popular Food and Family Magazine? It is true. The good news is that the Kraft Works Food and Family Magazine is a totally free publication. This publication is published and distributed quarterly. It is filled with recipes and great coupons, and sometimes, free offers. You can sign up for the Food and Family Magazine directly on the Kraft Foods webpage. Did you know that Kraft Foods is now also publishing a new free online publication, titled Meal and Fitness Plan? This is a free and totally customizable lifestyle publication that can help you lead your best life by eating the best foods for you. How to Find the Availability of the Kraft Foods Offers Sometimes it can be difficult to find the availability of Kraft Food offers. This is mostly due to the fact that the Kraft Foods Corporations maintains many different sites, including a US site, a US Military site and a Canadian site. Make sure that you are checking the right site for you, and that you check the site frequently and periodically in order to get the best deals. The offers and promotions may last from a few days to several months, so make sure that you search the page often. Are There Any Risks to Getting Kraft Foods Freebies? Be aware that when you request free Kraft Foods freebies, you will be placed on mailing lists. You may also receive email offers, so be prepared for an inflow of messages to your inbox.